Many expats contact mortgage brokers when they are looking for the finances because the process can be complicated and there are limited lenders that will accept their application.Your expat status is a point of concern for many of the lenders, and if you are earning in foreign currency this adds some more pressure. It is very difficult to verify overseas sources of income and it also raises concerns and risks for money laundering. This makes expats' finances repayments more expensive and harder to qualify for.